All the top tier Dem prez contenders have signed a pledge to not campaign in naughty Florida, which dared to move up its primary to Jan. 29.

But Sen. Hillary Clinton could reap some free publicity in the state anyhow, teaming up with Florida Democratic Sen. Bill Nelson - a frequently mentioned name in the Democratic veepstakes - to offer a bill that would create a national catastrophe insurance pool. The idea has the enthusiastic backing of the Florida congressional delegation, its insurance commissioner and its Republican Gov. Charlie Crist.

"Too many homeowners are facing the choice of either sky-high homeowners’ insurance premiums or little or no coverage in the event of a disaster,” Clinton said in a joint press release with Nelson. "This sensible proposal will help ensure that catastrophe insurance will be available and affordable for all American homeowners."